Ufone Loan Code
Get Emergency Balance Instantly (2025)
The exact advance balance code, how much Ufone gives, the repayment formula including hidden service charge, who qualifies, and what to do when the code fails.
📅 Verified: May 2025
Ufone Loan Code: Dial This Now
Ufone Advance Balance Code
*230#
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Before you request: Ufone advance balance is only available when your balance is very low (typically below Rs. 5). If your current balance is above this threshold, the code returns an “already have sufficient balance” message.
Dial *230# and press call
Type *230# exactly. Press the green call button. An on-screen menu or SMS confirms the advance amount you qualify for.
Confirm the advance request
Follow the on-screen prompt (press 1 to confirm, or reply to the SMS confirmation). Ufone credits the advance amount to your balance within 60 seconds.
Use the advance balance
The credited amount is available for calls, SMS, or package activation immediately. Note: advance balance typically cannot be transferred to another SIM.
How Ufone Advance Balance Is Repaid
Repayment formula: When you next recharge, Ufone automatically deducts: Advance amount + Rs. 3 service charge. This deduction happens before your recharge credit is added to your balance.
| Advance Received | Service Charge | Total Deducted on Next Recharge | Effective Credit if Recharging Rs. 100 |
|---|---|---|---|
| Rs. 10 | Rs. 3 | Rs. 13 | Rs. 87 |
| Rs. 20 | Rs. 3 | Rs. 23 | Rs. 77 |
| Rs. 30 | Rs. 3 | Rs. 33 | Rs. 67 |
Service charge is approximate — verify with Ufone helpline if you notice a different deduction. Partial recharges (below the advance amount) are applied toward repayment first before any credit is added.
Ufone vs Jazz vs Zong Advance — Comparison
| Network | Advance Code | Max Advance | Service Charge |
|---|---|---|---|
| Ufone | *230# | Rs. 30 | ~Rs. 3 |
| Jazz | *112# | Rs. 30 | ~Rs. 3 |
| Zong | *911# | Rs. 30 | ~Rs. 2.50 |
Frequently Asked Questions
What is the Ufone loan code?
The Ufone loan code is *230# — a USSD string Ufone prepaid subscribers dial to request an emergency advance balance (loan) when their credit is insufficient to make a call or activate a package.
How much advance balance does Ufone give?
Ufone provides Rs. 10, Rs. 20, or Rs. 30 in advance balance depending on the SIM’s usage history and account age. Heavy users with longer account history typically qualify for Rs. 30. The exact amount is determined by Ufone’s eligibility algorithm at the time of request.
How is the Ufone loan repaid?
Ufone automatically deducts the advance amount plus a service charge (typically Rs. 3) from the next recharge. Example: if you received Rs. 20 advance and recharge Rs. 100, Ufone deducts Rs. 23 (Rs. 20 + Rs. 3 fee) and credits Rs. 77 to your account.
Who qualifies for Ufone advance balance?
Eligibility requires: (1) SIM must be active for at least 30–60 days; (2) previous advance must have been fully repaid via recharge; (3) SIM must have some usage history (outgoing calls or data). New SIMs and SIMs with outstanding unpaid advance are not eligible.
What if the Ufone loan code is not working?
Common reasons: (1) previous advance not yet repaid — recharge first to clear the outstanding loan; (2) SIM is too new — usage history below eligibility threshold; (3) balance exceeds minimum threshold — Ufone only provides advance when balance is very low (typically below Rs. 5); (4) code may have changed — try *230*1# or check U App.
Does the Ufone advance loan affect the balance save code?
No. The advance loan and the balance save code are separate systems. However, the service charge on loan repayment reduces your next recharge credit, which may affect whether you have enough balance to activate a package.
After repaying your advance via recharge, consider activating a Ufone monthly package to reduce per-day cost, or use the Ufone balance save code to protect your new credit from expiring.